محاسبة التأمين الإسلامي

A man works hard in this life to be safe; There is no security from fear, which is one of the first basic (physiological) needs that a person seeks to achieve, followed by the need for food and drink, and then the need that he wants to satisfy follow one another, leading to the desired luxury.
It avoids the dangers facing it in several ways; Like shelter in a safe and low-risk environment.
It also saves time of need and cooperates with others who are exposed to similar risks in order to bear the losses of common financial risks.
Insurance is not a means of avoiding or preventing risks, but rather a means of mitigating the burden of material losses resulting from the realization of risks.
Insurance is a language from a source of security that secures, taken from reassurance, which is the opposite of fear, and from it is trust, which is the opposite of betrayal.
It is said his security is secured, entrusted and trusted.
The Almighty referred to security by saying: (And secure them from fear) Surat Quraish, and His saying: Those who believe and do not confound their faith with wrongdoing, those have security and they are guided (Al-An’am: 82). As for technical terms, it is a contract by which one party, the insurer, is obligated before another party, the trustee, to perform what is agreed upon when a condition is fulfilled or a term is due in return for a known cash paid by the trustee to the insured.
In general, insurance is an agreement between two or more parties to break up the risks (if any) and distribute their damages to more than one party, whether the agreement is through netting or donation.